New To Medicare
We get it, getting ready to enroll in Medicare is a confusing and, occasionally, overwhelming time. You’ve probably already received a small forest’s worth of postcards in your mailbox from organizations looking to sell you something.
Here at Farm & Family Insurance, we’d rather make sure you’re able to make an informed decision about your financial future. That’s why we have these resources avail…
Is it time to reevaluate the your coverage under Medicare? If gaps have appeared, don’t worry. We have access to the supplements and savings accounts you’ll need to ensure your insured no matter what the future brings.
Have you parked your retirement savings into a bank account or the stock market? As you transition towards retirement it’s important to understand how your money’s working for you. Traditional savings accounts have exceptionally low rates, and while they’re secure they won’t produce reasonable gains for you to live off of. The U.S. stock market, while an excellent long term investment, runs you the opposite risk as you move towards retirement. No one wants to lose everything if the market bottoms out right as they’re about to enter retirement. Annuities provide the middle ground. You’ll want to consider investing in one as part of a balanced portfolio.
Everyone wants to believe that they’ll remain independent for the entirety of their life, however the truth is that isn’t the reality of the situation for many of us. Research has shown that half of Americans believe their parents will need Long-Term Care services, and a third believe they will need it themselves, but only 14% of people have spoken with an agent about getting coverage.
No one wants to think about life insurance. It’s only natural, there’s enough on your plate without having to consider the absolute worst, but if you have someone who depends on you financially putting the conversation off isn’t an option. Life insurance could be their saving grace in the event of tragedy.